Protect Your Interests After an Auto Accident

 Auto Insurance, Insurance  Comments Off on Protect Your Interests After an Auto Accident
Jan 282013
 
While we certainly hope that you are never involved in an auto accident, we realize that they do happen. That’s the reason why you trusted Soucy Insurance to find the right auto insurance for you. 

If you are ever involved in an accident, the following suggestions will help the claim process move ahead smoothly. Please print this out and keep a copy in your glove box.

  • Make sure that everyone is unhurt-in your car and any others involved. If anyone is injured, call 911 immediately. Even if you think your injuries are minor, it is probably a good idea to have them checked out-either at the hospital or with your family doctor. A seemingly minor injury could turn out to be more serious.
  • Call the police. They can help defuse a difficult situation and ascertain who is at fault. Make sure that police on the scene get the names, addresses, and phone numbers of all other involved parties. Ask for a copy of the police report from the officer.
  • If you happen to have a camera with you-or a smart phone-take some photos of the vehicles involved, the general area where the accident occurred, and skid marks.
  • If possible, safely move the cars out of the way of traffic.
  • Do not admit or discuss liability with anyone other than staff at our office or your insurer.
  • Get the following information about everyone involved in the accident: name, address, driver’s license number, license plate number, description of car, e-mail address, all phone numbers (home, work, and cell), and auto insurance information. Also, obtain contact information from any witnesses to the accident.
  • Report the accident immediately to our office at 762.2218.
  • While the details are still fresh in your mind, write your own account of the accident. Be sure to make note of anything the other involved parties said about their injuries or about how they may have contributed to or avoided the accident.

Get more personal lines insurance and risk management tips and ideas from IRMI.

Copyright 2013

2013 Insurance Checklist

 Insurance  Comments Off on 2013 Insurance Checklist
Jan 102013
 

The new-year is an excellent time to start fresh and organize.  At Soucy Insurance, we believe it is also the perfect opportunity to get your financial house in order.  Before the end of this month, remember to:

  • Get a copy of your credit report.
  • Complete a home inventory.  Make sure the jewelry, big screen TV or any valuable gifts you received are properly covered within the limits of your homeowners’ policy.
  • Do you have only a homeowners’ or auto policy with us? Give us a call to see if we can save you a considerable amount of money by packaging your policies.
  • Can an umbrella be worth $1 million dollars? It can when it protects you and your family from a lawsuit.  Talk to your Soucy Insurance agent about an umbrella policy to protect you and your assets.
  • If you’re self employed or own a small business, you should consider Disability Insurance. Protect your greatest asset – your ability to earn.
  • While no one wants to think about it, maybe this is the year you inquire about life insurance. Remember it protects the loved ones we leave behind.

Call Soucy Insurance at 762.2218 for a new-year policy review, to ensure that your coverage matches any changes in your insurance needs.