Heating Your Home Safely

 Home Insurance  Comments Off on Heating Your Home Safely
Feb 102015
 
Freezing temperatures and constant snowstorms seem to be the trend this winter.  Therefore, many turn to intermittent heating systems to turn their home into a temporary oasis.  However, space heaters can cause fires and damage if not handled properly. 

While these fires are not frequent, they are deadly. One of every 20 space heater fires causes a fatality and have caused an estimated dollar loss of $3.2 million. Here are some tips for safe home heating:

  • Keep the heater 3 feet away from drapes, furniture or other flammable materials.
  • Place the heater on a level surface away from areas where someone might bump into it and knock it over.
  • Avoid using extension cords. If you must use an extension cord, make sure it is a heavy duty cord marked with a power rating at least as high as that on the label of the heater itself.
  • Space heaters are for temporary use only. Never leave a space heater unattended or running while you sleep.
  • Supervise children and pets when a space heater is in use.
  • Keep electric heaters away from water. Never use them near a sink or in the bathroom.

Preventing winter water damage

 Insurance  Comments Off on Preventing winter water damage
Feb 062015
 

This winter is not getting any easier on us, and it is becoming exceedingly important to exercise proper safety precautions. As we shovel our driveways, salt our sidewalks, and brush the snow off our cars, we often overlook one of the most damaging effects of winter weather: ice dams.

Ice dams occur when heat from poorly insulated homes seeps through the attic and cause snow on the roof to slowly melt. The melted water then flows down the roof and eventually freezes into large icicles, causing water to pool behind it.  While the hanging icicles can pose a risk if they should fall on someone, the buildup of water can also cause extensive damage to your home, including:

  • Leaking roofs 
  • Wet, ineffective insulation
  • Stained or cracked plaster or drywall
  • Rotting timber
  • Stained, blistered or peeling paint

Soucy Insurance wants to remind our customers that, while it is recommended to have a professional rid your house of an ice dam, you can take these steps to do the work on your own:

  1. Use a roof rake to remove snow buildup from the roof
    • DO NOT use a roof rake near any electrical wiring
    • DO NOT climb on a roof or work on a ladder beneath a roof that has large amounts of snow on it
    • DO use extreme care on ladder

2. Remove ice buildup around gutters by melting the ice with calcium chloride (other products may damage the roof shingles). For added effectiveness, purchase a pre-filled tube or put the melting agent inside a sock. This will release the melting agent gradually, allowing the water to drip harmlessly to the ground through a channel in the ice dam.

3. After applying a melting agent, if you must chip the ice, do so very carefully NEVER strike your roof with an axe, hammer, or anything that will damage the shingles.

Soucy Insurance values each of its customers, and wants to stress the importance of safety when dealing with an ice dam. Should you decide to clear ice dams yourself, take extreme caution as they can cause serious injury or property damage. Keep an eye out for these warning signs of an ice dam, so you know exactly what you are up against.

  • Large icicles hanging from the gutters during cold-snaps following snow storms
  • A thick blanket of snow down slope of bare shingles points toward trouble
  • Water dripping from the roof overhang is a hint that a dam has already formed