Tips for Your College Student

 Insurance  Comments Off on Tips for Your College Student
Sep 222014
 

College is the time in your child’s life to learn who they are, what they want to be, and ultimately gain their independence. But having your child live under a roof other than your own is never an easy adjustment. We understand the constant worries – are they taking care of themselves? Are they making safe decisions?

Though you may not be able to physically be there for them every day, there are still ways you can help keep them safe and healthy. Share these tips with your student to lead them towards making the right choices:

  1. Get adequate sleep
  • Whenever possible, try to fit in a full night’s rest. Most people need 7-9 hours to feel completely rested, so do your best to stick to a schedule.
  • Most importantly – avoid all-nighters. They are scientifically proven to hinder a student’s performance and impair your abilities.
  1. Prevent illness as adequately as possible
  • It sounds obvious, but studies have shown that simply washing your hands can help prevent a large number of illnesses. Viruses and diseases spread rapidly in college settings. Be sure to take the necessary steps to avoid getting sick, such as vaccinations and check-ups.
  • Avoid sharing beverages, wear flip flops in dorm showers, and drink lots of fluids. If you do get sick, don’t force yourself to class. Notify your professors and get to a doctor as soon as possible.
  1. Don’t overwhelm yourself
  • Adjusting to a college lifestyle can be difficult. Practice time management and schedule your week out according to what’s most important. Understand that you can’t do everything – if you feel overwhelmed, take a break.
  • Don’t be scared to ask for help. Whether it’s from a friend, parent or tutor, the best thing you can do is reach out for assistance. If you allow yourself to get run down you’ll hinder your studies and experience.
  1. Keep these other quick tips in mind:
  • Don’t drink and drive – more likely than not, colleges provide a safe driving system with an emergency number to call.
  • Never walk alone. Call a friend to pick you up, or use the same emergency number to have a university employee shuttle you back to your dorm.
  • Get regular physical activity. This will help keep your mind working and your body healthy. Even if it’s only 30 minutes a day, the benefits are endless.
  • Most importantly, have fun. Get out there, join clubs, and meet new people.

Sharing these tips with your student is just one way to provide them with the knowledge they need to keep them safe. There are other measures that you can take as a parent, such as talking to your Soucy Insurance Agent about insuring your child and their belongings while they are away. Call us today at 762-2218 to see what more you can do to protect them.


Parents – if your student is planning to come home from college for Columbus Day Weekend, be sure to bring them to this year’s Autumnfest with endless festivities starting Saturday, October 11th at 10:00am through Monday, October 13th at 6:15pm. Autumnfest is a great way bring together local people and businesses and shows how proud we all are to be part of this community.

We look forward to seeing you Columbus Day Weekend at the World War II Memorial Park for this year’s Autumnfest celebration!

For a detailed event schedule please visit www.autumnfest.org.

 

 

 

 

 

 

Insure your child’s success at college

 Insurance  Comments Off on Insure your child’s success at college
Aug 272013
 

Making sure your child is prepared for college is one of the biggest priorities for a parent.  Ensuring that your family is protected no matter where life takes them is our biggest priority.  At Soucy Insurance, we work hard to make certain that your insurance package offers complete insurance protection.

If your child is living in a dorm or off-campus housing it is important to ensure that their possessions are protected.  “Expensive sports equipment, electronics and furniture are increasingly showing up on college campuses today, so parents need to make sure these items are insured,” said Michael Barry, vice president, media relations, for the Insurance Information Institute.

For students residing in dorms, their possessions may be covered under their parents’ homeowners’ insurance.  However, students living in off-campus housing may not be covered under their parents’ homeowners or renters policy.

Additionally, did you know that if your child was driving the family car and is now away at college, at least 100 miles from home, you may be eligible for a policy discount?

There are several insurance considerations that need to be addressed when readying your child, and yourself, for college.  For a complimentary policy review and to speak with one of our experienced agents, please call Soucy Insurance Agency today at 762.2218

Take Advantage of a “Distant Student Discount”

 Auto Insurance, Insurance  Comments Off on Take Advantage of a “Distant Student Discount”
Aug 212012
 

Your son or daughter has been accepted into college, and in just a few short weeks, he or she will start their first semester of their freshman year. College Student

It’s likely that when they first received their Driver’s License, you also put them on your insurance. But now that they’re moving away without access to their car, you’re looking to save money on your monthly car insurance bill.

Fortunately, some auto insurers offer a discount on insurance for students away at college with no access to a car except over vacations, breaks and summer. They refer to it as a “distant student discount” or a similar term. Your college student could be eligible for a distant student discount if he or she meets certain criteria. These may be:

  • The student must be over 100 miles away (or further for some insurers).
  • The student must be under the age of 23.
  • The student must be attending college full-time.
  • The student must not have access to a covered vehicle while at school. (That is, a vehicle covered under your policy. He can drive someone else’s car, but it better have insurance).

Some insurance carriers allow student’s to be taken off the policy completely while away at school. This is referred to as a “deferred driver” and can save you even more money. Just remember to add your student back onto your insurance once they come home to drive one of your covered cars.

Since every insurance company differs in their terminology and their requirements of student discounts, we encourage you to contact your independent insurance agent to ask if this discount could be available to you. Please call Soucy Insurance Agency at 401-762-2218 with any questions.