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If your home were destroyed by fire, would you be able to remember all the items that were lost? Over the years, you can accumulate many treasured possessions.  When faced with a loss, most people are understandably overwhelmed by the situation and can easily forget exactly what was lost.  This is why it is imperative to have a current inventory of items.  Having such a list will help settle your claim faster, verify losses for your income tax return, and help make certain you have the appropriate amount of coverage.

To begin, make a list describing each item, noting where the purchase was made and its make and model.  Attach any receipts you may have, and for major appliances it is a good idea to record their serial numbers.  For clothing, try to count the items and categorize them – coats, shirts, etc.

Insurance companies also appreciate if you photo or video as many items as possible.  Regardless of how you document the items, be sure to store the inventory, receipts and photos off-premises and at a safe location – never at your home.    Keeping a current inventory of your treasured items will take time, but it could save you thousands in the future.

For additional information on how to best inventory your home, contact your independent, Trusted Choice insurance agent at 401.762.2218.


Post Author: Soucy